A Hingham firm built to stay close to the businesses it serves.
Started in 2019 by Joseph T. Kruk after transitioning from Director of a large CPA firm, JT Kruk Associates, LLC provides professional tax, accounting and advisory services for both individuals and small businesses across a range of industries and professions.
Long-term client relationships are the firm's measure of success. Those relationships come from knowledge, experience and personalized service — not from volume. Joe leads every engagement, and the firm's size is a deliberate choice so that the person who knows your business is the person doing the work.
The practice covers three connected areas: keeping the accounting foundation current, making tax decisions proactively rather than at filing time, and helping owners understand cash flow and profitability well enough to make bigger decisions with confidence. Where a matter calls for representation before the IRS or the Massachusetts Department of Revenue, we handle that too.
One area of distinctive experience is commercial fishing and shellfish businesses. Joe has specialized industry experience with these operations, and Ronald MacDonald, Jr., Of Counsel to the firm, brings a strong specialization in the same industry developed over more than 40 years of practice. Seasonal revenue, vessel and gear purchases, crew arrangements and multigenerational ownership are familiar territory here.
We serve clients throughout the South Shore and beyond from our office at 160 Old Derby Street, Suite 344, in Hingham.
Get current, then get ahead.
Where a client starts depends on the business. Where the relationship goes tends to follow the same path.
- 01
Get Current
Reconcile the records, close the open periods, and establish reporting that reflects the business.
- 02
Understand Cash Flow
Build a view of when money actually arrives and leaves, and where the pinch points are.
- 03
Plan Taxes
Review the position during the year and make decisions with the tax consequence known.
- 04
Improve Profitability
Look at margins by job, vessel, location or service line and act on what the numbers show.
- 05
Prepare for Change
Get ready for financing, an acquisition, a sale or a transition before it's urgent.
Big-firm experience. A relationship built around knowing the client.
Joe has over 15 years of public accounting and industry accounting experience, including service as a Director at a large CPA firm. He earned a BS in Accounting at Bentley University and an MS in Taxation at Northeastern University.
Better financial decisions begin before the return is filed — or the opportunity passes.
Bring tax planning, accounting, cash-flow guidance and business advisory into one relationship with JT Kruk Associates.