Current books, reporting you can read, and cash-flow guidance that arrives while it still matters.
Accurate accounting is the foundation for everything else — the tax plan, the financing conversation, the pricing decision. When the records are current and structured well, they stop being a compliance chore and start answering management's questions.
We provide recurring accounting and bookkeeping, prepare financial statements, and offer years of QuickBooks experience including implementation, support and consulting. For many clients this begins with cleanup: reconciling accounts, tying loans to their amortization, separating owner activity from business expenses, and rebuilding a chart of accounts that reflects how the business actually operates.
Once the foundation is current, interim CFO support becomes useful. That means cash-flow analysis, projections, budget-to-actual reporting, profitability review by job, vessel, location or service line, and being available when a decision is on the table.
It's usually part-time by design. A monthly or quarterly cadence with a defined agenda gives most owner-operated businesses the discipline of a finance function without the cost of a full-time hire.
We'll also look at internal processes and controls — who approves what, how cash is handled, how records are retained — because small structural changes often prevent the problems that cost the most to fix.
Capabilities in this area
Recurring accounting
- Bookkeeping and month-end close
- Bank, credit card and loan reconciliations
- Financial statement preparation
- Accounts receivable and payable support
- Business management services
QuickBooks
- QuickBooks implementation
- Chart of accounts design
- Ongoing support and consulting
- Cleanup of prior periods
- Reporting and dashboard setup
Interim CFO & advisory
- Cash-flow analysis and forecasting
- Financial projections and business plans
- Management advisory services
- Internal control consulting and risk assessment
- Budget-to-actual and profitability reporting
Questions we hear most
- How far behind is too far behind?
- There isn't a point of no return. We scope cleanup based on how many periods need reconstruction and what records exist, then quote it separately from ongoing work.
- Do we need to switch to QuickBooks Online?
- Only if it's the right fit. We work with both Online and Desktop and will tell you plainly whether a change is worth the disruption.
- How often do interim CFO engagements meet?
- Monthly or quarterly for most businesses, with a defined agenda so the reporting drives decisions rather than sitting in an inbox.
Where this connects
Better financial decisions begin before the return is filed — or the opportunity passes.
Bring tax planning, accounting, cash-flow guidance and business advisory into one relationship with JT Kruk Associates.