Prepare for the decision before the terms are drafted.
Lenders, buyers and sellers all want the same thing: clean records and numbers that hold up. We get the financial information ready, model the outcomes, and work through the tax effects before anything is signed.
Two deals at the same price can produce very different after-tax results. Whether a transaction is structured as an asset sale or an equity sale, how the purchase price is allocated, and how an earnout or seller note is written all change what each side keeps. Structure is where the value is decided.
On the financing side, the work is mostly preparation: statements that tie to the returns, interim figures that roll forward from year-end, a clean debt schedule, and a cash-flow projection built on the business's real revenue pattern rather than an annual average.
For buyers, we look at what's being acquired and what's being inherited — payroll and sales tax exposure, worker classification, unfiled returns and informal related-party arrangements. Diligence is far cheaper than an assessment after closing.
We provide assistance with business valuation issues and internal control and risk assessment work. Where a formal valuation opinion, litigation support or expert testimony is required, we will tell you whether that service is currently within the firm's scope and, if not, help you engage the right specialist. We don't overstate what we offer.
Throughout, we coordinate with your attorney and lender. Tax structure and legal terms live in the same document and should be drafted together.
Capabilities in this area
Transactions
- Acquisition and financing advisory services
- Tax effects of buying and selling a business
- Purchase price allocation considerations
- Assistance with business valuation issues
- Coordination with counsel and lenders
Planning & analysis
- Financial projections and business plan development
- Cash-flow analysis
- Business entity selection
- Management advisory services
- Scenario modeling for major decisions
Risk & controls
- Internal control consulting
- Risk assessment
- Records readiness for diligence
- Related-party and owner activity cleanup
- Notary Public services
Questions we hear most
- How early should we involve you in a sale?
- Ideally a year or more before going to market, so the records are clean and the structure can be modeled while both are still negotiable.
- Do you provide formal business valuations or expert testimony?
- We assist with business valuation issues as part of advisory work. Whether a formal valuation opinion, litigation support or expert testimony is currently offered depends on the engagement — ask us directly and we'll be straightforward about scope.
- Can you work alongside our attorney and banker?
- Yes, and we prefer it. Tax, legal and financing terms interact, and the best outcomes come from all three being reviewed together.
Where this connects
Get the records and the structure right before the opportunity arrives.
Bring tax planning, accounting, cash-flow guidance and business advisory into one relationship with JT Kruk Associates.